Taylor Necklace

Taylor Swift’s necklaces get decoded almost as closely as her lyrics. A ruby “T” that began life as a thigh chain, a gold coin necklace at a playoff game and a vintage Chanel piece at a steakhouse preview all drew their own round of headlines.

Here are 6 Taylor Swift necklace moments, what each outlet reported, and simple ways to copy the idea. If you want more of her style, see our guides to her earrings, casual outfits and prints.

Quick Facts

• Most famous piece: the ruby “T” necklace made with Lorraine Schwartz for the 2025 Grammys.
• Most expensive named piece: a Jacquie Aiche snake-head necklace listed at $11,425 by Marie Claire.
• Cheapest piece on this list: a $44 Chiefs necklace set from BaubleBar, listed in January 2024.
• Newest look: a vintage Chanel necklace on September 15, 2025.
• Best budget route: a delicate initial pendant, a plain tennis necklace or a team-color set.

1. The Ruby “T” Necklace

Marie Claire reports that the necklace is a custom piece Swift made with Lorraine Schwartz for the 2025 Grammys, where it first appeared as a thigh chain. It uses natural crimson-colored stones on a rose gold chain, leading to a charm in the shape of the letter T. Marie Claire says the letter stands for both Taylor and Travis, and that she has owned the piece since February 2025. The price was not disclosed.

The outlet’s article, dated September 2, 2025, covers a dinner in Nashville that day, in a photo shared by Brittany Mahomes. Swift wore the piece as a necklace, with matching pear-shaped ruby drop earrings that Marie Claire suggests were also custom. A separate roundup from inkl says she had worn the piece three times by the time it was written: at the 2025 Grammys, at the 2025 Super Bowl and at that birthday dinner for Brittany Mahomes.

What makes it work: a single colored stone and an initial are personal and easy to copy.

2. The Jacquie Aiche Snake Necklace

At that same Nashville dinner, Marie Claire says she layered a Jacquie Aiche “Marquise Diamond Snake Head Rolo Chain Y Necklace,” listed at $11,425. She altered it so that the snake-head closure hung above the Schwartz rubies.

Our earlier version of this article placed a snake necklace at the 2025 iHeartRadio Music Awards. We could not find a source for that, so it is not repeated here.

What makes it work: layering two pieces at different lengths gives a simple outfit more depth.

3. The Ancient Coin Necklace at the AFC Championship

Tribune reports that on January 28, 2025, at the AFC Championship game between the Kansas City Chiefs and Buffalo Bills, Swift wore a custom 18K gold and diamond ancient coin necklace by Steven Battelle. Fans guessed it showed intertwined snakes and linked it to the Reputation era. The outlet says the exact carving was hard to identify, and that others suggested it depicted a warrior that suits the Chiefs’ fighting spirit. A style account quoted by Tribune said Swift has lately preferred vintage coin necklaces at Chiefs games.

The same article lists the outfit as Louis Vuitton and totals the whole look at about $65,000. We treat those prices as the outlet’s estimate.

What makes it work: a coin on a plain chain looks old and expensive, even in a casual game-day outfit.

4. The Heart Tennis Necklace on a Date Night

Marie Claire reports that on December 28, 2024, Swift went on a New York date night at Chez Margaux. Its article, dated January 4, 2025, names a BonBonWhims Heart Gumdrop Tennis Necklace, a crystal tennis necklace with a heart-shaped piece at the center. The outlet lists it at $158, though its meta description says $160, and notes it was then on pre-order with shipments expected in February.

The same piece says she wore a long crystal-covered black Simkhai coat, a Cartier Panthère watch, a Tiffany wire ring and DeBeers drop earrings.

What makes it work: a tennis necklace is a plain row of sparkle, so it goes with almost any outfit.

5. The Vintage Chanel Necklace

Marie Claire, in an article dated September 16, 2025, says that on September 15 Swift went to Travis Kelce’s restaurant, 1587 Prime Steakhouse in Missouri, for an early taste of the menu before its September 17 opening. She wore a Simkhai plaid skirt set, which is sold out, and brown Gucci Ottavia leather platform loafer pumps listed at $1,560.

The necklace was vintage Chanel in gold with oversize chain links. Rhinestones trace each letter, and a double-C pendant hangs from the center. The outlet calls it hard to find and new to her collection, and says it matched her Old Mine Brilliant Cut engagement ring. Marie Claire gives no price in the text, though its headline calls it a four-figure piece.

What makes it work: a big chain with a simple pendant makes a preppy set feel dressier.

6. The Chiefs BaubleBar Necklace

Purewow’s article, published January 29, 2024, names a BaubleBar Kansas City Chiefs Wear By Erin Andrews Necklace Set at $44, which it says was waitlisted. Its page metadata says Swift wore it to the AFC Championship game, while the body refers to the Super Bowl as the upcoming event. It does not describe the rest of her outfit.

What makes it work: a team-color necklace set is the cheapest way to match her game-day look.

The Merch Necklace Debate

IBTimes reported on October 15, 2025 that a silver-tone necklace with lightning bolt designs, clear cubic zirconia crystals, an opalite star and a Taylor Swift charm drew online criticism. Some social media users compared the lightning bolts to a Nazi insignia. The article says the controversy started within hours of its release and that Swift’s representatives had not issued an official statement. It also says some users argued the resemblance could be coincidental, and that fans pointed to lightning as a motif in her music. IBTimes says no evidence suggests intentional wrongdoing.

We include this because many people search for it. We take no side beyond reporting what the outlet said.

Her Necklaces at a Glance

• January 2024: BaubleBar Chiefs necklace set (Purewow).
• December 28, 2024: heart tennis necklace at Chez Margaux (Marie Claire).
• January 28, 2025: ancient coin necklace at the AFC Championship (Tribune).
• February 2025: ruby “T” necklace after the Grammys (Marie Claire).
• September 2, 2025: “T” necklace layered with a snake-head necklace (Marie Claire).
• September 15, 2025: vintage Chanel necklace (Marie Claire).

Most of the pieces are simple shapes with one standout detail, such as a stone, a coin or a heart. That is our reading, not a claim from the outlets.

How to Get the Look

You do not need the designer versions. These ideas follow the shapes in the reports. We have no verified prices for lookalikes, so check them yourself.

• For the “T” look: a thin gold chain with a small initial pendant and one red stone.
• For the layered look: wear a short chain with a longer snake or charm chain over it.
• For the coin look: a plain chain with a single coin pendant.
• For the date-night look: a simple crystal tennis necklace with a small heart.
• For the game-day look: a team-color necklace set.

A simple rule: choose one standout pendant and keep the rest of your jewelry small.

Where the Sources Disagree

• The snake necklace. Marie Claire places a Jacquie Aiche snake-head necklace at the September 2025 Nashville dinner. Tribune describes a different piece, a custom coin necklace, at the January 2025 AFC game. We keep them separate.
• The BaubleBar event. Purewow’s metadata says AFC Championship, but its text refers to the Super Bowl as still to come.
• The tennis necklace price. Marie Claire says $158 in the article and $160 in its meta description.
• The merch necklace. The details come from one outlet, and we could not confirm how it was sold.
• Prices. Outfit totals come from outlets’ estimates.

FAQ

What does Taylor Swift’s “T” necklace mean? Marie Claire says the T stands for both Taylor and Travis.

Who made the ruby “T” necklace? Lorraine Schwartz, as a custom piece, per Marie Claire.

What necklace did she wear to the AFC Championship? Tribune reports a custom gold and diamond ancient coin necklace by Steven Battelle.

Which tennis necklace did she wear on a date night? A BonBonWhims Heart Gumdrop Tennis Necklace, per Marie Claire.

What was the vintage Chanel necklace? A gold necklace with oversize chain links, rhinestone letters and a double-C pendant, per Marie Claire.

Where can I find a cheap version of her necklaces? Look for a delicate initial pendant, a simple tennis necklace or a team-color set.

Final Thoughts

Taylor Swift’s necklaces are simple in shape and rich in detail. An initial, a coin or a vintage logo does the talking. You can copy the idea easily with a thin chain and one pendant.

For more of her style, read our Taylor Swift hair color guide or browse the whole Celebrity category.

Sources: Marie Claire (T necklace) · Marie Claire (Chanel necklace) · Marie Claire (tennis necklace) · Tribune · Purewow · inkl · IBTimes